Developed a product-agnostic credit card onboarding service, including designing databases and integrating with banking systems to efficiently manage over 1 million onboardings.
Optimized API and database latencies for credit card onboarding services by integrating Redis caching, while effectively monitoring and managing sudden system load spikes.
Automated the excess credit refund process with Razorpay’s PennyDrop API, Kubernetes cron jobs, and SFTP integration, enabling user-initiated refunds and reducing manual efforts.
Developed and implemented PGP encryption for secure credit card reconciliation reports, improving data security and expanding expertise in cryptography and reconciliation processes.
Implemented RBI Compliance eKYC reinitiation, ensuring backward compatibility during the credit card onboarding.
Streamlined credit card onboarding event tracking using kafka with a flexible publication model, reducing complexity and enhancing analytics for improved funnel monitoring.