As a team, we developed a MVP in 10 hours. The product, URLPay, is a simple, fast, privacy-oriented online payment service where no parties need to share their bank details with each other and no registration is required. Your money is tied to an URL which you can share with anyone - whoever knows the URL can claim the payment. More information from http://urlpay.launchrock.co and https://www.facebook.com/pages/URLpay/1571839793050653 Source code available on GitHub https://github.com/taivop/tw-challenge-2014