SpendWiser: From financial chaos to crystal clarity.

SpendWiser goes beyond simple expense tracking—it is a comprehensive financial command center designed to transform financial chaos into crystal clarity. Built for users who want to master their money, it combines effortless tracking with powerful strategic tools to help you become debt-free faster and save smarter.

Key Features:

• 💰 Strategic Debt Management: Unlike standard trackers, SpendWiser includes a powerful Loan Repayment Simulator. Model prepayments and extra EMIs to see exactly how much interest you save and how much faster you can become debt-free.

• 📊 Insightful Analytics: A fully customizable dashboard provides real-time clarity on your financial health, including projected cash flow, category-based spending analysis, and net worth tracking.

• 🎯 Intelligent Budgeting: Set category-based budgets with visual progress bars. The system uses AI-powered suggestions to automatically categorize transactions, keeping your data organized with zero effort.

• 🔄 Automation & Goals: Automate recurring transactions (subscriptions/bills) so you never miss a payment, and track progress toward specific financial goals like vacations or big purchases.

Mobile-First Experience:

SpendWiser is designed as a Progressive Web App (PWA) with a "Mobile First" philosophy. Whether you are on a desktop or checking your budget at the grocery store on your phone, the interface is fluid, responsive, and deeply customizable (including Dark/Light/AMOLED modes).

Built with Modern Excellence:

Engineered for speed and real-time synchronization, SpendWiser is built on a serverless architecture using React 18, TypeScript, Vite, Firebase, Tailwind CSS, and Framer Motion.

Free for personal use under the PolyForm Noncommercial License.