Sr. Software Engineer, Backend

Sr. Software Engineer, Backend (Payments & Ledger)

Please note that although all positions at Synctera are remote, candidates must be located and authorized to work in the US or Canada as a precondition of employment. Synctera does not sponsor applicants for work visas.

What We're Doing

At Synctera, we’re powering the future of FinTech. We help companies create new revenue streams and enhance their value proposition with FinTech apps and embedded banking products. With APIs, compliance support, and bank partners in one end-to-end Banking as a Service platform, Synctera is the fastest and easiest way to build, launch, and scale bank accounts, debit cards, charge cards, lending, and more. We help banks increase deposits and non-interest income by expanding their footprint through FinTech and embedded finance partnerships. The Synctera Platform enables banks to manage their program through a fully compliant, scalable solution.  

We are looking for interesting, curious, wickedly smart people who are ready to jump in and run with our fast-growing team. If you want to have fun at work, collaborate with some of the sharpest people in the industry, grow the FinTech and Banking as a Service ecosystem, and love to win, read on!

What We’re Looking For

The payments and ledger team ensures money moves reliably and securely through our systems, balances are accurately recorded, and all financial operations are audit-ready and scalable. As a software engineer on this team, you’ll design, build, and maintain core services that power our payments and ledger systems. 

This is a high-autonomy role that will help shape payment solutions across a wide array of use cases. You will work closely with stakeholders such as Risk & Compliance, Operations, Vendors, FinTechs, and Banks to meet regulatory and business requirements.

What You’ll Do

• Develop services and utilities in Go

• Collaborate with the product team and stakeholders to understand financial services challenges and develop effective solutions

• Design and implement robust, secure, and scalable payment processing systems supporting ACH, wire, MRDC, card, and real-time payment rails

• Ensure high availability and fault tolerance of critical financial services

• Enhance and maintain a double-entry ledger system to reflect financial transactions across accounts

• Build integrations with third-party payment processors and vendors

• Solve engineering problems as part of a small team

• Advocate for development best practices, fostering knowledge-sharing across the team

• Mentor Software Engineers to allow for skill/knowledge development through advice, coaching, and training opportunities

What You’ll Bring

• 4-6+ years of professional experience working as a Software Engineer

• Experience with Go or a comparable structured and opinionated language

• Experience with PostgreSQL or other relational databases

• Experience with at least one major cloud provider, preferably Google Cloud

• Experience in using and creating RESTful APIs, which will be consumed by our frontend engineers and our customers

Nice to Have

• Experience with Python / GitLab APIs / Google Cloud APIs

• Experience being a part of early-stage, fast-moving engineering teams

• Familiarity with payment rails and financial systems

• Knowledge of ISO 20022 or other financial messaging standards

Our Stack

Our platform is built in Go (for backend services) and React with Typescript (for the Synctera Console, our frontend). We’re built on top of Google Cloud Platform and typically use Postgres (Cloud SQL, AlloyDB), Redis (Cloud Memorystore), and Pub/Sub as our core application stack, with OpenAPI specifications being used to both document our API and be the foundation for inter-service communication.

Our infrastructure is predominantly a mixture of Kubernetes (Google Kubernetes Engine) and Cloud Run (Google’s serverless compute platform), with Terraform orchestrating infrastructure, and tools like Argo facilitating deployments.

Diversity & Inclusion

Synctera is committed to having a workforce that is reflective of the diversity within the United States and Canada. As an equal opportunity employer, we encourage applications from candidates from underrepresented communities, Indigenous persons, persons with disabilities, persons of diverse sexual orientation and gender identity, and all those who can provide different perspectives and contribute to the diversification of Synctera.

Benefits

• 100% employer paid medical, dental, and vision benefits for US and Canadian employees and dependents 

• Employer contribution to HSA for US employees 

• Annual HCSA and generous extended health care coverage for Canadian employees and dependents 

• 401(k) for US employees and RRSP for Canadian employees

• Mental health resources available for all employees 

• Unlimited paid time off 

• Generous paid new parent leave program 

• Home office setup stipend 

• Stock options program for all employees 

• Growth potential and opportunity to have a significant impact at an early stage of our company's journey

• Working alongside a skilled and passionate team

The base salary for this full-time position (USD: $150,000 - $190,000, CAD: $130,000 - $180,000) is determined by role, level, and location. The range informed in this job posting reflects the minimum and maximum target for new hire salaries across all US and Canadian locations. Within the range, individual pay will be determined by work location, job-related skills, experience, relevant training, and other factors.

To all recruiters and recruitment agencies: Synctera does not accept unsolicited resumes. Please do not forward resumes to our jobs alias or to Synctera employees without an active vendor agreement in place. Synctera is not responsible for any fees related to unsolicited resumes.